Verification and limits
Source of Funds and Source of Wealth
Last updated
Direct answer
Source of funds explains where the money used for transactions came from, while source of wealth explains how your overall wealth was accumulated.
Select the categories that apply in the enhanced-verification form, describe them clearly and upload current evidence that supports the same story.
Source of funds evidence, permalink
The current enhanced-verification workflow offers the categories below. The examples mirror the customer form and do not describe Flow Crypto's internal monitoring rules.
| Source selected in the form | Evidence requested in the workflow |
|---|---|
| Employment income | Recent payslip, employment contract or bank statement showing salary deposits |
| Self-employment / business | Business financials, tax return or invoices |
| Investment returns | Investment account statement or portfolio report |
| Rental income | Tenancy agreement or rental income statements |
| Property sale | Sale and purchase agreement or settlement statement |
| Sale of shares / securities | Brokerage statement showing the sale |
| Crypto trading profits | Exchange account statement or trade history |
| KiwiSaver withdrawal | KiwiSaver withdrawal confirmation |
| Inheritance | Grant of probate, will or solicitor letter |
| Gift | Gift declaration letter with donor details |
| Loan proceeds | Loan agreement or approval letter |
| Legal settlement | Court order or settlement agreement |
| Government benefit | Benefit confirmation letter |
| Other | Supporting documentation for the source described |
Source of wealth categories, permalink
The current form can record salary or savings, business ownership, property or real estate, investments or shares, inheritance, a retirement fund, or another source. Describe how the source accumulated over time and keep it consistent with the documents you provide.
Selecting more than one category is appropriate when several sources genuinely contribute. Do not select a category only because its evidence is easier to obtain.
Prepare your upload, permalink
- 1Use PDF, JPEG or PNG files accepted by the dashboard.
- 2Make the account holder, issuer, relevant dates and transaction or balance information readable.
- 3Include enough pages to connect the evidence to the source you described.
- 4Upload through the authenticated verification flow, not ordinary email, unless support gives a secure alternative.
Note: Flow Crypto may ask for different or additional evidence when the submitted documents do not establish the source clearly.