New Zealand's Smartest Crypto Brokerage
Buy Crypto
Cheaper
in NZ
Just 0.79% trading fee. Your crypto is delivered directly to your wallet — we never hold your assets. FSPR registered & AML/CFT compliant.
FSPR RegisteredAML/CFT CompliantNon-CustodialNZ Based
Crypto Calculator Live prices
You pay (NZD)
$
Rate— NZD/BTC
Fee (0.79%)—
You receive— BTC
Prices update in real-time from live exchange data
0.79%
Trading fee
$0
Hidden fees
0%
Crypto held (non-custodial)
100%
Kiwi owned
Simple Process
Buy Crypto in 3 Steps
No exchange accounts needed. Just verify, pay, and receive crypto in your wallet.
1
Verify Your Identity
Create your account and complete quick KYC — government-issued ID and proof of address. We're FSPR registered and AML/CFT compliant, so your details are handled securely.
Government ID required
2
Pay via Bank Transfer
Transfer NZD directly from your NZ bank account. No credit card fees. No Wise. No complicated wallets. Our pricing is displayed before you confirm — what you see is what you pay.
NZD bank transfer
3
Receive to Your Wallet
Crypto is sent directly to your wallet address the moment your order fills. We never hold your assets — our multi-exchange engine routes your order for best execution automatically.
Direct on-chain delivery
Transparent Pricing
Significantly Cheaper Than the Competition
With just a 0.79% trading fee, the price you see is what you pay. No hidden charges, no surprises.
Just 0.79% trading fee — displayed clearly before you confirm any order
Significantly cheaper than Easy Crypto's 3.3–4.3% total cost to the customer
Our mid-market spread is baked into the quoted price — no additional charges added at checkout
Provider
Visible Fee
All-In Cost
Non-Custodial
Flow Crypto
Best Value
0.79%
0.79%
Easy Crypto
~1.29%
3.3–4.3%
Binance Card
0.1%
3.5%+
Indep. Reserve
0.5%
0.84%+
* All-in includes trading fees, spread & FX conversion. Estimates based on publicly available data, February 2026.
Assets Available
Buy Major Cryptocurrencies
Buy BTC, ETH, and major altcoins with NZD. All delivered straight to your chosen wallet address.
₿
Bitcoin
BTC
Ξ
Ethereum
ETH
◎
Solana
SOL
✕
XRP
XRP
₳
Cardano
ADA
●
Polkadot
DOT
⬡
Chainlink
LINK
+
More Coins
Coming soon
Why Flow Crypto
Built for New Zealanders
100%
Non-Custodial
We never hold your crypto. Every order is executed and settled directly to your wallet. No exchange accounts to manage, no withdrawal limits — your keys, your coins, always.
FSPR
Registered Financial Service Provider in NZ. DIA AML/CFT reporting entity. Compliant with FMA and IRD CARF requirements.
4x
Exchanges in our routing network (MEXC, OKX, Binance, Kraken) for automatic failover and best-price execution on every order.
NZ$
NZD Deposits
Pay directly in NZD via bank transfer to our NZ business account. No foreign currency fees, no complicated transfers.
CARF Ready
Built for the OECD Crypto-Asset Reporting Framework rolling out April 2026. All transactions are logged for your annual tax reporting.
Fast Settlement
Orders execute instantly on receipt of payment. Crypto is on-chain and in your wallet within minutes, not hours.
F
Buy Crypto the
Smarter Way
Join New Zealanders buying BTC, ETH, and more at significantly lower fees. Non-custodial, regulated, and delivered straight to your wallet.
No account needed to get a quote. Quick KYC for your first purchase.