Software wallet
Convenient for everyday use, with recovery and device security managed by you.
Wallet ownership
Flow Crypto sends purchased crypto to the wallet address selected for your order instead of maintaining a customer crypto balance. You control the destination and take responsibility for its security.

Flow receives NZD
Payment is matched to your order
Flow executes the trade
The purchased asset is prepared for withdrawal
Crypto goes to your wallet
There is no hosted customer crypto balance
You nominate the receiving wallet. Flow does not present a hosted crypto balance for you to keep and later withdraw.
For a buy order, Flow Crypto receives the NZD payment, executes the trade, and withdraws the purchased asset to the nominated wallet.
Flow Crypto can still hold or control funds temporarily where necessary to process, settle, cancel, refund, or investigate an order, or to meet legal and security obligations. Non-custodial delivery is not the same as an instant or risk-free transfer.
You choose the wallet, protect its recovery material, and confirm its receiving instructions. A lost seed phrase, malicious approval, or unsupported network can make assets inaccessible.
Convenience, key security, and provider dependence differ across wallet types.
Convenient for everyday use, with recovery and device security managed by you.
Separates key approval from your everyday device, while backups remain your responsibility.
Depends on that provider's account, supported network, and deposit policies, even when you select it as the destination.
No wallet type removes the need to check current asset and network support. Choose for your own security needs and ability to maintain backups, not because someone is asking you to send them crypto.
Use the wallet receive screen and the Flow confirmation together. The asset, network, and pasted address must match.
Check the network label
Compare the first and last address characters
Include any required memo or tag
Reject last-minute address changes
Important: Flow Crypto support will never ask for a seed phrase or private key to verify a wallet.